Best SBA 7(a) lenders for ship building and repairing
NAICS 336611 — Ship Building and Repairing.
72 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $52.7M.
Loans
72
Total $
$52.7M
Avg loan
$731K
Avg rate
9.11%
Avg term
133 mo
Industry chg-off rate
2.50%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Wells Fargo Bank National Association | 9 | $3.1M | $349K | 11.15% | 50.00% |
| 2 | TD Bank, National Association | 7 | $540K | $77K | 8.52% | 0.00% |
| 3 | Bank of America, National Association | 4 | $2.1M | $521K | 5.13% | 0.00% |
| 4 | Columbia Bank | 4 | $2.7M | $681K | 10.00% | 0.00% |
| 5 | Harvest Small Business Finance, LLC | 4 | $6.7M | $1.7M | 7.00% | 0.00% |
| 6 | JPMorgan Chase Bank, National Association | 3 | $349K | $116K | 13.05% | 0.00% |
| 7 | Locality Bank | 3 | $3.1M | $1.0M | 10.58% | 0.00% |
| 8 | Newtek Bank, National Association | 3 | $1.1M | $350K | 11.00% | — |
| 9 | PNC Bank, National Association | 3 | $6.1M | $2.0M | 5.91% | 0.00% |
| 10 | The Huntington National Bank | 3 | $89K | $30K | 8.00% | 0.00% |
| 11 | Regions Bank | 3 | $10.1M | $3.4M | 8.32% | 0.00% |
| 12 | Manufacturers and Traders Trust Company | 2 | $150K | $75K | 12.63% | — |
| 13 | Fifth Third Bank | 2 | $500K | $250K | 10.84% | 0.00% |
| 14 | WesBanco Bank, Inc. | 2 | $4.3M | $2.1M | 10.25% | — |
| 15 | Whatcom Educational CU | 2 | $95K | $48K | 6.88% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 336611. Charge-off rates are calculated on the FY2020–FY2023 cohort only.