Best SBA 7(a) lenders for ready-mix concrete manufacturing
The top SBA 7(a) lenders for ready-mix concrete manufacturing (NAICS 327320) are 4Front Credit Union, Security National Bank of Omaha, Readycap Lending, LLC, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 70 loans totaling $73.9M to businesses in this industry. Average loan size: $1.1M. Average rate: 7.86%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 0.00%.
Loans
70
Total $
$73.9M
Avg loan
$1.1M
Avg rate
7.86%
Avg term
143 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | 4Front Credit Union | 4 | $1.6M | $403K | 6.00% | 0.00% |
| 2 | Security National Bank of Omaha | 4 | $5.7M | $1.4M | 9.06% | 0.00% |
| 3 | Readycap Lending, LLC | 4 | $1.1M | $275K | 12.63% | — |
| 4 | Newtek Small Business Finance, Inc. | 3 | $3.9M | $1.3M | 6.08% | 0.00% |
| 5 | Bank of Bridger, National Association | 3 | $3.1M | $1.1M | 5.83% | 0.00% |
| 6 | First Southwest Bank | 2 | $555K | $278K | 6.63% | 0.00% |
| 7 | Milestone Bank | 2 | $4.8M | $2.4M | 10.25% | 0.00% |
| 8 | Mountain America FCU | 2 | $3.1M | $1.5M | 6.15% | 0.00% |
| 9 | Wells Fargo Bank National Association | 2 | $53K | $26K | 11.88% | 0.00% |
| 10 | Old National Bank | 2 | $4.0M | $2.0M | 9.00% | — |
| 11 | Live Oak Banking Company | 2 | $6.9M | $3.4M | 8.13% | 0.00% |
| 12 | TD Bank, National Association | 2 | $1.8M | $900K | 10.04% | 0.00% |
| 13 | Builtwell Bank | 1 | $353K | $353K | 5.25% | 0.00% |
| 14 | Banco Popular de Puerto Rico | 1 | $234K | $234K | 5.25% | 0.00% |
| 15 | Colony Bank | 1 | $2.5M | $2.5M | 5.50% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 327320. Charge-off rates are calculated on the FY2020–FY2023 cohort only.