Best SBA 7(a) lenders for wood container and pallet manufacturing
NAICS 321920 — Wood Container and Pallet Manufacturing.
161 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $147.8M.
Loans
161
Total $
$147.8M
Avg loan
$918K
Avg rate
8.16%
Avg term
163 mo
Industry chg-off rate
0.88%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 11 | $4.8M | $434K | 7.57% | 0.00% |
| 2 | Wells Fargo Bank National Association | 10 | $4.7M | $471K | 8.79% | 14.29% |
| 3 | American National Bank | 6 | $4.9M | $817K | 7.58% | 0.00% |
| 4 | Live Oak Banking Company | 6 | $8.3M | $1.4M | 7.38% | 0.00% |
| 5 | Manufacturers and Traders Trust Company | 6 | $1.5M | $251K | 11.33% | 0.00% |
| 6 | Bank of America, National Association | 5 | $3.5M | $693K | 5.31% | 0.00% |
| 7 | TD Bank, National Association | 5 | $355K | $71K | 10.60% | — |
| 8 | U.S. Bank, National Association | 4 | $3.0M | $738K | 7.62% | 0.00% |
| 9 | Newtek Small Business Finance, Inc. | 4 | $1.2M | $300K | 9.19% | 0.00% |
| 10 | BankVista | 4 | $7.6M | $1.9M | 6.59% | 0.00% |
| 11 | BayFirst National Bank | 3 | $450K | $150K | 12.42% | 0.00% |
| 12 | PNC Bank, National Association | 3 | $575K | $192K | 9.58% | 0.00% |
| 13 | Enterprise Bank & Trust | 3 | $6.4M | $2.1M | 6.75% | 0.00% |
| 14 | IH Mississippi Valley Credit Union | 3 | $2.5M | $832K | 5.83% | 0.00% |
| 15 | First National Bank of Pennsylvania | 3 | $4.7M | $1.6M | 6.63% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 321920. Charge-off rates are calculated on the FY2020–FY2023 cohort only.