Best SBA 7(a) lenders for wood container and pallet manufacturing
The top SBA 7(a) lenders for wood container and pallet manufacturing (NAICS 321920) are The Huntington National Bank, Wells Fargo Bank National Association, American National Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 161 loans totaling $147.8M to businesses in this industry. Average loan size: $918K. Average rate: 8.16%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 0.88%.
Loans
161
Total $
$147.8M
Avg loan
$918K
Avg rate
8.16%
Avg term
163 mo
Industry chg-off rate
0.88%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 11 | $4.8M | $434K | 7.57% | 0.00% |
| 2 | Wells Fargo Bank National Association | 10 | $4.7M | $471K | 8.79% | 14.29% |
| 3 | American National Bank | 6 | $4.9M | $817K | 7.58% | 0.00% |
| 4 | Live Oak Banking Company | 6 | $8.3M | $1.4M | 7.38% | 0.00% |
| 5 | Manufacturers and Traders Trust Company | 6 | $1.5M | $251K | 11.33% | 0.00% |
| 6 | Bank of America, National Association | 5 | $3.5M | $693K | 5.31% | 0.00% |
| 7 | TD Bank, National Association | 5 | $355K | $71K | 10.60% | — |
| 8 | U.S. Bank, National Association | 4 | $3.0M | $738K | 7.62% | 0.00% |
| 9 | Newtek Small Business Finance, Inc. | 4 | $1.2M | $300K | 9.19% | 0.00% |
| 10 | BankVista | 4 | $7.6M | $1.9M | 6.59% | 0.00% |
| 11 | BayFirst National Bank | 3 | $450K | $150K | 12.42% | 0.00% |
| 12 | PNC Bank, National Association | 3 | $575K | $192K | 9.58% | 0.00% |
| 13 | Enterprise Bank & Trust | 3 | $6.4M | $2.1M | 6.75% | 0.00% |
| 14 | IH Mississippi Valley Credit Union | 3 | $2.5M | $832K | 5.83% | 0.00% |
| 15 | First National Bank of Pennsylvania | 3 | $4.7M | $1.6M | 6.63% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 321920. Charge-off rates are calculated on the FY2020–FY2023 cohort only.