Best SBA 7(a) lenders for other millwork (including flooring)
The top SBA 7(a) lenders for other millwork (including flooring) (NAICS 321918) are The Huntington National Bank, TD Bank, National Association, First Southwest Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 86 loans totaling $74.9M to businesses in this industry. Average loan size: $871K. Average rate: 7.92%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 2.04%.
Loans
86
Total $
$74.9M
Avg loan
$871K
Avg rate
7.92%
Avg term
137 mo
Industry chg-off rate
2.04%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 8 | $4.0M | $501K | 9.25% | 0.00% |
| 2 | TD Bank, National Association | 6 | $4.9M | $819K | 6.78% | 0.00% |
| 3 | First Southwest Bank | 4 | $450K | $113K | 3.25% | 0.00% |
| 4 | First Bank & Trust | 3 | $1.5M | $497K | 8.73% | 0.00% |
| 5 | U.S. Bank, National Association | 3 | $2.7M | $895K | 8.39% | 0.00% |
| 6 | Readycap Lending, LLC | 3 | $6.8M | $2.3M | 9.67% | 0.00% |
| 7 | Busey Bank | 3 | $2.4M | $796K | 8.92% | — |
| 8 | FFB Bank | 2 | $2.3M | $1.2M | 9.63% | — |
| 9 | 21st Century Bank | 2 | $392K | $196K | 5.13% | 0.00% |
| 10 | Highmark FCU | 2 | $130K | $65K | 5.28% | 0.00% |
| 11 | First Interstate Bank | 2 | $2.1M | $1.0M | 7.88% | — |
| 12 | First Federal Savings Bank | 2 | $665K | $333K | 9.50% | — |
| 13 | Brookline Bank, a Division of Beacon Bank and Trust | 2 | $1.2M | $621K | 5.25% | 0.00% |
| 14 | First Bank | 2 | $1.3M | $667K | 5.50% | 0.00% |
| 15 | Old National Bank | 2 | $346K | $173K | 5.05% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 321918. Charge-off rates are calculated on the FY2020–FY2023 cohort only.