Best SBA 7(a) lenders for frozen specialty food manufacturing
The top SBA 7(a) lenders for frozen specialty food manufacturing (NAICS 311412) are Brookline Bank, a Division of Beacon Bank and Trust, Newtek Bank, National Association, Manufacturers and Traders Trust Company, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 75 loans totaling $42.8M to businesses in this industry. Average loan size: $571K. Average rate: 9.10%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 0.00%.
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Brookline Bank, a Division of Beacon Bank and Trust | 7 | $4.0M | $578K | 8.98% | 0.00% |
| 2 | Newtek Bank, National Association | 7 | $5.4M | $773K | 11.00% | 0.00% |
| 3 | Manufacturers and Traders Trust Company | 4 | $455K | $114K | 7.50% | 0.00% |
| 4 | Northeast Bank | 3 | $375K | $125K | 11.25% | — |
| 5 | First Financial Bank | 3 | $767K | $256K | 5.08% | 0.00% |
| 6 | JPMorgan Chase Bank, National Association | 3 | $442K | $147K | 10.62% | 0.00% |
| 7 | Northeast Entrepreneur Fund, Inc. | 3 | $410K | $137K | 6.00% | 0.00% |
| 8 | Readycap Lending, LLC | 3 | $618K | $206K | 12.00% | 0.00% |
| 9 | The Huntington National Bank | 3 | $3.0M | $1.0M | 9.67% | — |
| 10 | Lendistry SBLC, LLC | 2 | $278K | $139K | 8.75% | — |
| 11 | St. Louis Bank | 2 | $5.3M | $2.7M | 5.38% | 0.00% |
| 12 | Sunrise Banks National Association | 2 | $197K | $99K | 9.00% | 0.00% |
| 13 | CDC Small Business Finance Corp. | 2 | $403K | $202K | 9.75% | 0.00% |
| 14 | Capital Bank, National Association | 2 | $2.5M | $1.3M | 10.00% | — |
| 15 | Bangor Savings Bank | 2 | $142K | $71K | 8.88% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 311412. Charge-off rates are calculated on the FY2020–FY2023 cohort only.