Best SBA 7(a) lenders for computer and office machine repair and maintenance
The top SBA 7(a) lenders for computer and office machine repair and maintenance (NAICS 811212) are TD Bank, National Association, U.S. Bank, National Association, BayFirst National Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 51 loans totaling $20.6M to businesses in this industry. Average loan size: $404K. Average rate: 6.88%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 1.96%.
Loans
51
Total $
$20.6M
Avg loan
$404K
Avg rate
6.88%
Avg term
135 mo
Industry chg-off rate
1.96%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 5 | $245K | $49K | 9.95% | 0.00% |
| 2 | U.S. Bank, National Association | 4 | $185K | $46K | 6.62% | 25.00% |
| 3 | BayFirst National Bank | 3 | $445K | $148K | 8.42% | 0.00% |
| 4 | KeyBank National Association | 3 | $734K | $245K | 6.17% | 0.00% |
| 5 | Columbia Bank | 3 | $150K | $50K | 6.00% | 0.00% |
| 6 | Banco Popular de Puerto Rico | 2 | $60K | $30K | 9.50% | 0.00% |
| 7 | PNC Bank, National Association | 2 | $40K | $20K | 9.95% | 0.00% |
| 8 | Manufacturers and Traders Trust Company | 2 | $100K | $50K | 9.25% | 0.00% |
| 9 | United Midwest Savings Bank National Association | 2 | $260K | $130K | 6.00% | 0.00% |
| 10 | Wells Fargo Bank National Association | 2 | $1.6M | $813K | 6.30% | 0.00% |
| 11 | Live Oak Banking Company | 2 | $3.5M | $1.8M | 4.88% | 0.00% |
| 12 | BankVista | 2 | $1.2M | $577K | 5.25% | 0.00% |
| 13 | Atlantic Union Bank | 2 | $225K | $113K | 6.25% | 0.00% |
| 14 | Bank First, N.A. | 1 | $102K | $102K | 5.25% | 0.00% |
| 15 | Harvest Small Business Finance, LLC | 1 | $1.8M | $1.8M | 5.25% | 0.00% |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 811212. Charge-off rates are calculated on the FY2020–FY2023 cohort only.