Best SBA 7(a) lenders for golf courses and country clubs
The top SBA 7(a) lenders for golf courses and country clubs (NAICS 713910) are The Huntington National Bank, Newtek Bank, National Association, Manufacturers and Traders Trust Company, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 221 loans totaling $173.8M to businesses in this industry. Average loan size: $786K. Average rate: 8.25%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 0.79%.
Loans
221
Total $
$173.8M
Avg loan
$786K
Avg rate
8.25%
Avg term
171 mo
Industry chg-off rate
0.79%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 41 | $10.1M | $247K | 8.89% | 0.00% |
| 2 | Newtek Bank, National Association | 12 | $19.6M | $1.6M | 10.75% | — |
| 3 | Manufacturers and Traders Trust Company | 8 | $487K | $61K | 8.84% | 0.00% |
| 4 | Northeast Bank | 6 | $496K | $83K | 10.71% | — |
| 5 | Readycap Lending, LLC | 6 | $7.6M | $1.3M | 10.25% | 0.00% |
| 6 | Univest Bank and Trust Co | 6 | $2.5M | $420K | 9.88% | — |
| 7 | Celtic Bank Corporation | 6 | $8.4M | $1.4M | 9.25% | 0.00% |
| 8 | DFCU Financial | 4 | $4.3M | $1.1M | 8.25% | 0.00% |
| 9 | Cadence Bank | 4 | $9.1M | $2.3M | 6.81% | 0.00% |
| 10 | Columbia Bank | 4 | $110K | $28K | 9.31% | 0.00% |
| 11 | Fifth Third Bank | 4 | $1.8M | $461K | 9.34% | 0.00% |
| 12 | Newtek Small Business Finance, Inc. | 3 | $4.1M | $1.4M | 7.58% | 0.00% |
| 13 | 21st Century Bank | 3 | $898K | $299K | 6.67% | 0.00% |
| 14 | First Bank of the Lake | 3 | $1.3M | $419K | 9.92% | — |
| 15 | Midwest Regional Bank | 3 | $3.4M | $1.1M | 7.67% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 713910. Charge-off rates are calculated on the FY2020–FY2023 cohort only.