Best SBA 7(a) lenders for continuing care retirement communities
The top SBA 7(a) lenders for continuing care retirement communities (NAICS 623311) are The Huntington National Bank, Columbia Bank, Oriental Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 56 loans totaling $43.1M to businesses in this industry. Average loan size: $769K. Average rate: 8.03%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 5.41%.
Loans
56
Total $
$43.1M
Avg loan
$769K
Avg rate
8.03%
Avg term
196 mo
Industry chg-off rate
5.41%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 5 | $1.5M | $305K | 8.37% | 0.00% |
| 2 | Columbia Bank | 4 | $150K | $38K | 9.44% | 0.00% |
| 3 | Oriental Bank | 3 | $345K | $115K | 8.42% | 100.00% |
| 4 | First Internet Bank of Indiana | 3 | $5.1M | $1.7M | 9.83% | 0.00% |
| 5 | BayFirst National Bank | 3 | $450K | $150K | 9.58% | 0.00% |
| 6 | Washington Trust Bank | 2 | $986K | $493K | 5.63% | 0.00% |
| 7 | Readycap Lending, LLC | 2 | $2.4M | $1.2M | 8.88% | 0.00% |
| 8 | Centerstone SBA Lending, Inc. | 2 | $3.5M | $1.7M | 6.25% | 0.00% |
| 9 | Greater Nevada CU | 2 | $2.5M | $1.3M | 4.38% | 0.00% |
| 10 | Live Oak Banking Company | 2 | $3.5M | $1.7M | 9.50% | — |
| 11 | Newtek Bank, National Association | 2 | $835K | $418K | 12.50% | 0.00% |
| 12 | Bank of Luxemburg | 1 | $3.1M | $3.1M | 5.25% | 0.00% |
| 13 | Alaska Growth Capital BIDCO, Inc. | 1 | $630K | $630K | 9.75% | 0.00% |
| 14 | Bank of the Rockies | 1 | $486K | $486K | 5.50% | 0.00% |
| 15 | Bank of Springfield | 1 | $308K | $308K | 5.40% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 623311. Charge-off rates are calculated on the FY2020–FY2023 cohort only.