Best SBA 7(a) lenders for commercial air, rail, and water transportation equipment rental and le
The top SBA 7(a) lenders for commercial air, rail, and water transportation equipment rental and le (NAICS 532411) are All Capital Bank, Newtek Bank, National Association, The Huntington National Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 54 loans totaling $33.9M to businesses in this industry. Average loan size: $628K. Average rate: 8.22%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 0.00%.
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | All Capital Bank | 4 | $2.6M | $661K | 9.38% | — |
| 2 | Newtek Bank, National Association | 4 | $1.4M | $358K | 11.13% | 0.00% |
| 3 | The Huntington National Bank | 3 | $2.5M | $839K | 9.00% | 0.00% |
| 4 | OakStar Bank | 2 | $646K | $323K | 7.00% | 0.00% |
| 5 | South Shore Bank | 2 | $493K | $246K | 8.97% | 0.00% |
| 6 | Eastern Bank | 2 | $140K | $70K | 7.99% | — |
| 7 | BayFirst National Bank | 2 | $300K | $150K | 11.63% | 0.00% |
| 8 | Newtek Small Business Finance, Inc. | 2 | $1.1M | $565K | 6.75% | 0.00% |
| 9 | Gulf Coast Bank | 2 | $807K | $404K | 7.75% | 0.00% |
| 10 | Northwest Bank | 2 | $119K | $60K | 11.00% | 0.00% |
| 11 | Centerstone SBA Lending, Inc. | 2 | $818K | $409K | 11.00% | — |
| 12 | Regions Bank | 2 | $4.1M | $2.0M | 5.80% | 0.00% |
| 13 | Republic Bank & Trust Company | 2 | $2.9M | $1.4M | 7.00% | 0.00% |
| 14 | Red River State Bank | 2 | $1.7M | $865K | 6.14% | 0.00% |
| 15 | Alerus Financial, National Association | 1 | $1.0M | $1.0M | 7.75% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 532411. Charge-off rates are calculated on the FY2020–FY2023 cohort only.