Best SBA 7(a) lenders for general rental centers
NAICS 532310 — General Rental Centers.
200 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $131.0M.
Loans
200
Total $
$131.0M
Avg loan
$655K
Avg rate
8.18%
Avg term
139 mo
Industry chg-off rate
2.31%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 15 | $5.6M | $374K | 7.66% | 0.00% |
| 2 | The Huntington National Bank | 11 | $2.9M | $264K | 8.11% | 0.00% |
| 3 | Manufacturers and Traders Trust Company | 8 | $1.5M | $183K | 9.45% | 0.00% |
| 4 | Fairfax State Savings Bank | 7 | $2.6M | $372K | 7.32% | 0.00% |
| 5 | Newtek Small Business Finance, Inc. | 7 | $5.0M | $720K | 7.21% | 0.00% |
| 6 | Wells Fargo Bank National Association | 7 | $100K | $14K | 11.57% | 0.00% |
| 7 | TD Bank, National Association | 6 | $884K | $147K | 10.11% | 50.00% |
| 8 | Newtek Bank, National Association | 5 | $1.2M | $244K | 11.45% | 0.00% |
| 9 | Bank of America, National Association | 5 | $793K | $159K | 8.20% | 0.00% |
| 10 | Banco Popular de Puerto Rico | 4 | $401K | $100K | 11.56% | 0.00% |
| 11 | BayFirst National Bank | 4 | $795K | $199K | 8.88% | 33.33% |
| 12 | Brookline Bank, a Division of Beacon Bank and Trust | 4 | $3.1M | $775K | 6.56% | 0.00% |
| 13 | Dogwood State Bank | 4 | $4.5M | $1.1M | 6.38% | 0.00% |
| 14 | Northeast Bank | 4 | $350K | $88K | 10.38% | — |
| 15 | KeyBank National Association | 4 | $4.6M | $1.2M | 7.69% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 532310. Charge-off rates are calculated on the FY2020–FY2023 cohort only.