Best SBA 7(a) lenders for general rental centers
The top SBA 7(a) lenders for general rental centers (NAICS 532310) are U.S. Bank, National Association, The Huntington National Bank, Manufacturers and Traders Trust Company, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 200 loans totaling $131.0M to businesses in this industry. Average loan size: $655K. Average rate: 8.18%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 2.31%.
Loans
200
Total $
$131.0M
Avg loan
$655K
Avg rate
8.18%
Avg term
139 mo
Industry chg-off rate
2.31%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 15 | $5.6M | $374K | 7.66% | 0.00% |
| 2 | The Huntington National Bank | 11 | $2.9M | $264K | 8.11% | 0.00% |
| 3 | Manufacturers and Traders Trust Company | 8 | $1.5M | $183K | 9.45% | 0.00% |
| 4 | Fairfax State Savings Bank | 7 | $2.6M | $372K | 7.32% | 0.00% |
| 5 | Newtek Small Business Finance, Inc. | 7 | $5.0M | $720K | 7.21% | 0.00% |
| 6 | Wells Fargo Bank National Association | 7 | $100K | $14K | 11.57% | 0.00% |
| 7 | TD Bank, National Association | 6 | $884K | $147K | 10.11% | 50.00% |
| 8 | Newtek Bank, National Association | 5 | $1.2M | $244K | 11.45% | 0.00% |
| 9 | Bank of America, National Association | 5 | $793K | $159K | 8.20% | 0.00% |
| 10 | Banco Popular de Puerto Rico | 4 | $401K | $100K | 11.56% | 0.00% |
| 11 | BayFirst National Bank | 4 | $795K | $199K | 8.88% | 33.33% |
| 12 | Brookline Bank, a Division of Beacon Bank and Trust | 4 | $3.1M | $775K | 6.56% | 0.00% |
| 13 | Dogwood State Bank | 4 | $4.5M | $1.1M | 6.38% | 0.00% |
| 14 | Northeast Bank | 4 | $350K | $88K | 10.38% | — |
| 15 | KeyBank National Association | 4 | $4.6M | $1.2M | 7.69% | 0.00% |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 532310. Charge-off rates are calculated on the FY2020–FY2023 cohort only.