Best SBA 7(a) lenders for pet and pet supplies stores
NAICS 453910 — Pet and Pet Supplies Stores.
325 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $190.4M.
Loans
325
Total $
$190.4M
Avg loan
$586K
Avg rate
6.49%
Avg term
127 mo
Industry chg-off rate
2.88%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Cadence Bank | 32 | $32.6M | $1.0M | 6.74% | 0.00% |
| 2 | TD Bank, National Association | 18 | $4.4M | $243K | 9.94% | 23.08% |
| 3 | U.S. Bank, National Association | 18 | $1.5M | $84K | 6.64% | 5.56% |
| 4 | The Huntington National Bank | 14 | $7.4M | $530K | 5.70% | 0.00% |
| 5 | Wells Fargo Bank National Association | 11 | $2.7M | $250K | 7.66% | 9.09% |
| 6 | Customers Bank | 11 | $7.6M | $691K | 6.64% | 0.00% |
| 7 | BayFirst National Bank | 7 | $1.9M | $274K | 8.96% | 0.00% |
| 8 | First Internet Bank of Indiana | 7 | $14.7M | $2.1M | 5.86% | 0.00% |
| 9 | First-Citizens Bank & Trust Company | 7 | $4.4M | $623K | 7.04% | 0.00% |
| 10 | Brookline Bank, a Division of Beacon Bank and Trust | 7 | $5.1M | $734K | 5.86% | 14.29% |
| 11 | KeyBank National Association | 7 | $2.4M | $347K | 5.50% | 0.00% |
| 12 | First Bank of the Lake | 6 | $5.7M | $955K | 5.88% | 0.00% |
| 13 | Manufacturers and Traders Trust Company | 6 | $492K | $82K | 7.33% | 0.00% |
| 14 | LendingClub Bank, National Association | 6 | $4.8M | $798K | 6.00% | 0.00% |
| 15 | CIBC Bank USA | 6 | $2.8M | $472K | 5.88% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 453910. Charge-off rates are calculated on the FY2020–FY2023 cohort only.