Best SBA 7(a) lenders for book stores
The top SBA 7(a) lenders for book stores (NAICS 451211) are The Huntington National Bank, Banco Popular de Puerto Rico, U.S. Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 68 loans totaling $26.6M to businesses in this industry. Average loan size: $391K. Average rate: 6.85%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 1.54%.
Loans
68
Total $
$26.6M
Avg loan
$391K
Avg rate
6.85%
Avg term
118 mo
Industry chg-off rate
1.54%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 11 | $9.0M | $820K | 5.57% | 9.09% |
| 2 | Banco Popular de Puerto Rico | 6 | $8.5M | $1.4M | 7.04% | 0.00% |
| 3 | U.S. Bank, National Association | 5 | $143K | $29K | 7.20% | 0.00% |
| 4 | KeyBank National Association | 4 | $403K | $101K | 6.05% | 0.00% |
| 5 | Wells Fargo Bank National Association | 4 | $48K | $12K | 8.81% | 0.00% |
| 6 | TD Bank, National Association | 3 | $150K | $50K | 12.43% | 0.00% |
| 7 | Sound Credit Union | 2 | $55K | $28K | 7.75% | 0.00% |
| 8 | Pendleton Community Bank Inc | 2 | $97K | $48K | 6.00% | 0.00% |
| 9 | BayFirst National Bank | 2 | $300K | $150K | 11.63% | 0.00% |
| 10 | Lake Ridge Bank | 2 | $64K | $32K | 5.50% | 0.00% |
| 11 | Live Oak Banking Company | 2 | $1.7M | $873K | 5.25% | 0.00% |
| 12 | Manufacturers and Traders Trust Company | 2 | $95K | $48K | 10.00% | 0.00% |
| 13 | BancFirst | 1 | $125K | $125K | 5.75% | 0.00% |
| 14 | Bangor Savings Bank | 1 | $30K | $30K | 4.63% | 0.00% |
| 15 | Farmers & Merchants Bank | 1 | $62K | $62K | 6.00% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 451211. Charge-off rates are calculated on the FY2020–FY2023 cohort only.