Best SBA 7(a) lenders for men's clothing stores
The top SBA 7(a) lenders for men's clothing stores (NAICS 448110) are TD Bank, National Association, BayFirst National Bank, The Huntington National Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 66 loans totaling $12.3M to businesses in this industry. Average loan size: $187K. Average rate: 7.26%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 0.00%.
Loans
66
Total $
$12.3M
Avg loan
$187K
Avg rate
7.26%
Avg term
112 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 10 | $823K | $82K | 10.12% | 0.00% |
| 2 | BayFirst National Bank | 6 | $1.0M | $168K | 9.29% | 0.00% |
| 3 | The Huntington National Bank | 5 | $235K | $47K | 5.65% | 0.00% |
| 4 | Manufacturers and Traders Trust Company | 4 | $291K | $73K | 8.13% | 0.00% |
| 5 | Cadence Bank | 4 | $1.1M | $263K | 7.13% | 0.00% |
| 6 | U.S. Bank, National Association | 3 | $552K | $184K | 8.20% | 0.00% |
| 7 | Sunrise Banks National Association | 3 | $185K | $62K | 4.92% | 0.00% |
| 8 | Union Bank and Trust Company | 2 | $162K | $81K | 5.13% | 0.00% |
| 9 | Tompkins Community Bank | 2 | $150K | $75K | 5.25% | 0.00% |
| 10 | BancFirst | 2 | $100K | $50K | 5.75% | 0.00% |
| 11 | 21st Century Bank | 1 | $200K | $200K | 5.75% | 0.00% |
| 12 | Banco Popular de Puerto Rico | 1 | $30K | $30K | 7.75% | 0.00% |
| 13 | First Bank | 1 | $363K | $363K | 5.25% | 0.00% |
| 14 | Bravera Bank | 1 | $350K | $350K | 6.25% | 0.00% |
| 15 | Bank of Hope | 1 | $100K | $100K | 5.50% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 448110. Charge-off rates are calculated on the FY2020–FY2023 cohort only.