Best SBA 7(a) lenders for other building material dealers
The top SBA 7(a) lenders for other building material dealers (NAICS 444190) are The Huntington National Bank, TD Bank, National Association, U.S. Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 349 loans totaling $259.9M to businesses in this industry. Average loan size: $745K. Average rate: 5.84%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 2.37%.
Loans
349
Total $
$259.9M
Avg loan
$745K
Avg rate
5.84%
Avg term
151 mo
Industry chg-off rate
2.37%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 22 | $10.5M | $477K | 6.32% | 11.11% |
| 2 | TD Bank, National Association | 21 | $4.5M | $214K | 9.15% | 5.26% |
| 3 | U.S. Bank, National Association | 15 | $12.3M | $821K | 5.36% | 0.00% |
| 4 | Newtek Small Business Finance, Inc. | 13 | $12.2M | $935K | 6.17% | 0.00% |
| 5 | KeyBank National Association | 11 | $6.7M | $611K | 5.43% | 0.00% |
| 6 | Manufacturers and Traders Trust Company | 8 | $5.3M | $657K | 4.38% | 12.50% |
| 7 | BayFirst National Bank | 7 | $1.6M | $228K | 8.36% | 0.00% |
| 8 | Cadence Bank | 7 | $1.7M | $240K | 8.32% | 0.00% |
| 9 | Wells Fargo Bank National Association | 7 | $12.7M | $1.8M | 5.29% | 0.00% |
| 10 | Brookline Bank, a Division of Beacon Bank and Trust | 6 | $5.4M | $899K | 6.04% | 0.00% |
| 11 | United Midwest Savings Bank National Association | 6 | $900K | $150K | 6.25% | 16.67% |
| 12 | Five Star Bank | 5 | $1.1M | $226K | 6.60% | 0.00% |
| 13 | 1st Colonial Community Bank | 5 | $2.4M | $484K | 4.80% | 0.00% |
| 14 | Banner Bank | 5 | $4.2M | $841K | 5.60% | 0.00% |
| 15 | Truist Bank | 4 | $9.3M | $2.3M | 5.87% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 444190. Charge-off rates are calculated on the FY2020–FY2023 cohort only.