Best SBA 7(a) lenders for recreational vehicle dealers
NAICS 441210 — Recreational Vehicle Dealers.
167 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $140.6M.
Loans
167
Total $
$140.6M
Avg loan
$842K
Avg rate
8.03%
Avg term
148 mo
Industry chg-off rate
1.03%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | BayFirst National Bank | 15 | $2.5M | $163K | 11.55% | 0.00% |
| 2 | Newtek Bank, National Association | 11 | $4.9M | $448K | 11.00% | — |
| 3 | KeyBank National Association | 7 | $4.0M | $570K | 8.93% | 0.00% |
| 4 | Northeast Bank | 7 | $1.4M | $207K | 10.68% | 0.00% |
| 5 | First State Bank Nebraska | 5 | $1.3M | $267K | 6.60% | 0.00% |
| 6 | The Huntington National Bank | 5 | $1.2M | $245K | 7.15% | 0.00% |
| 7 | Old National Bank | 5 | $9.4M | $1.9M | 8.73% | — |
| 8 | Live Oak Banking Company | 4 | $11.2M | $2.8M | 7.19% | 0.00% |
| 9 | Manufacturers and Traders Trust Company | 4 | $325K | $81K | 10.12% | 0.00% |
| 10 | SouthState Bank, National Association | 4 | $2.3M | $584K | 7.13% | 0.00% |
| 11 | TD Bank, National Association | 4 | $2.8M | $699K | 7.22% | 0.00% |
| 12 | Celtic Bank Corporation | 4 | $6.1M | $1.5M | 7.88% | 0.00% |
| 13 | Zions Bank, A Division of | 3 | $585K | $195K | 9.95% | 0.00% |
| 14 | T Bank, National Association | 3 | $2.0M | $666K | 8.33% | 0.00% |
| 15 | Newtek Small Business Finance, Inc. | 3 | $2.3M | $757K | 6.00% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 441210. Charge-off rates are calculated on the FY2020–FY2023 cohort only.