Best SBA 7(a) lenders for paint, varnish, and supplies merchant wholesalers
The top SBA 7(a) lenders for paint, varnish, and supplies merchant wholesalers (NAICS 424950) are Northeast Bank, Comerica Bank, Capital Community Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 69 loans totaling $56.2M to businesses in this industry. Average loan size: $814K. Average rate: 8.77%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 0.00%.
Loans
69
Total $
$56.2M
Avg loan
$814K
Avg rate
8.77%
Avg term
146 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Northeast Bank | 6 | $1.2M | $197K | 10.83% | — |
| 2 | Comerica Bank | 4 | $6.8M | $1.7M | 5.05% | 0.00% |
| 3 | Capital Community Bank | 4 | $1.7M | $414K | 10.00% | — |
| 4 | BayFirst National Bank | 3 | $955K | $318K | 12.00% | — |
| 5 | Hiawatha National Bank | 3 | $550K | $183K | 7.08% | 0.00% |
| 6 | US Metro Bank | 3 | $1.1M | $350K | 5.08% | 0.00% |
| 7 | TD Bank, National Association | 3 | $290K | $97K | 12.37% | — |
| 8 | MidCountry Bank | 2 | $2.4M | $1.2M | 10.38% | — |
| 9 | SouthState Bank, National Association | 2 | $779K | $390K | 10.13% | — |
| 10 | Wells Fargo Bank National Association | 2 | $331K | $165K | 5.20% | 0.00% |
| 11 | Newtek Bank, National Association | 2 | $1.1M | $575K | 12.00% | — |
| 12 | Bank of America, National Association | 2 | $984K | $492K | 8.96% | 0.00% |
| 13 | Arvest Bank | 2 | $266K | $133K | 5.63% | 0.00% |
| 14 | American National Bank-Fox Cities | 2 | $328K | $164K | 9.00% | — |
| 15 | Lendistry SBLC, LLC | 2 | $274K | $137K | 12.50% | — |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 424950. Charge-off rates are calculated on the FY2020–FY2023 cohort only.