Best SBA 7(a) lenders for farm supplies merchant wholesalers
The top SBA 7(a) lenders for farm supplies merchant wholesalers (NAICS 424910) are U.S. Bank, National Association, TD Bank, National Association, BayFirst National Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 170 loans totaling $104.2M to businesses in this industry. Average loan size: $613K. Average rate: 8.09%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 0.00%.
Loans
170
Total $
$104.2M
Avg loan
$613K
Avg rate
8.09%
Avg term
123 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 13 | $3.5M | $271K | 8.13% | 0.00% |
| 2 | TD Bank, National Association | 10 | $997K | $100K | 10.18% | 0.00% |
| 3 | BayFirst National Bank | 7 | $956K | $137K | 12.75% | 0.00% |
| 4 | First Commonwealth Bank | 6 | $4.6M | $767K | 7.50% | 0.00% |
| 5 | GBC International Bank | 5 | $15.6M | $3.1M | 6.10% | 0.00% |
| 6 | The Huntington National Bank | 5 | $1.6M | $314K | 9.50% | 0.00% |
| 7 | KeyBank National Association | 4 | $745K | $186K | 10.00% | 0.00% |
| 8 | Live Oak Banking Company | 4 | $3.1M | $763K | 9.31% | 0.00% |
| 9 | INTRUST Bank, National Association | 4 | $1.7M | $425K | 9.06% | 0.00% |
| 10 | Zions Bank, A Division of | 4 | $431K | $108K | 10.63% | 0.00% |
| 11 | Newtek Small Business Finance, Inc. | 3 | $1.2M | $412K | 7.83% | 0.00% |
| 12 | Minnwest Bank | 3 | $1.9M | $633K | 4.43% | 0.00% |
| 13 | Northeast Bank | 3 | $525K | $175K | 11.33% | — |
| 14 | First National Bank | 3 | $751K | $250K | 7.83% | 0.00% |
| 15 | Commerce Bank | 3 | $626K | $209K | 4.67% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 424910. Charge-off rates are calculated on the FY2020–FY2023 cohort only.