Best SBA 7(a) lenders for breweries
NAICS 312120 — Breweries.
1,209 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $712.8M.
Loans
1,209
Total $
$712.8M
Avg loan
$590K
Avg rate
7.66%
Avg term
137 mo
Industry chg-off rate
0.34%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 51 | $11.6M | $227K | 7.93% | 0.00% |
| 2 | Dogwood State Bank | 50 | $40.0M | $799K | 7.25% | 0.00% |
| 3 | Manufacturers and Traders Trust Company | 46 | $7.6M | $166K | 8.85% | 0.00% |
| 4 | Live Oak Banking Company | 46 | $63.1M | $1.4M | 6.98% | 0.00% |
| 5 | Newtek Bank, National Association | 30 | $15.1M | $504K | 11.12% | 0.00% |
| 6 | KeyBank National Association | 27 | $10.2M | $377K | 8.09% | 0.00% |
| 7 | Columbia Bank | 21 | $3.8M | $183K | 9.23% | 0.00% |
| 8 | Wells Fargo Bank National Association | 18 | $14.2M | $789K | 7.66% | 0.00% |
| 9 | Celtic Bank Corporation | 18 | $23.8M | $1.3M | 9.53% | 0.00% |
| 10 | United Community Bank | 15 | $13.8M | $918K | 7.62% | 0.00% |
| 11 | Northwest Bank | 11 | $1.8M | $161K | 8.36% | 0.00% |
| 12 | Northeast Bank | 11 | $1.8M | $164K | 10.45% | 0.00% |
| 13 | BankVista | 11 | $6.3M | $575K | 7.20% | 0.00% |
| 14 | Banner Bank | 10 | $3.9M | $390K | 7.02% | 0.00% |
| 15 | U.S. Bank, National Association | 10 | $2.7M | $273K | 7.13% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 312120. Charge-off rates are calculated on the FY2020–FY2023 cohort only.