Best SBA 7(a) lenders for all other miscellaneous crop farming
The top SBA 7(a) lenders for all other miscellaneous crop farming (NAICS 111998) are Manufacturers and Traders Trust Company, Wells Fargo Bank National Association, BayFirst National Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 122 loans totaling $37.6M to businesses in this industry. Average loan size: $308K. Average rate: 8.33%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 0.00%.
Loans
122
Total $
$37.6M
Avg loan
$308K
Avg rate
8.33%
Avg term
114 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Company | 9 | $695K | $77K | 10.22% | 0.00% |
| 2 | Wells Fargo Bank National Association | 9 | $105K | $12K | 9.97% | 0.00% |
| 3 | BayFirst National Bank | 6 | $1.1M | $187K | 11.00% | 0.00% |
| 4 | Readycap Lending, LLC | 6 | $316K | $53K | 12.96% | 0.00% |
| 5 | The Huntington National Bank | 5 | $3.6M | $718K | 9.82% | 0.00% |
| 6 | Banner Bank | 5 | $2.4M | $472K | 10.10% | 0.00% |
| 7 | Platte Valley Bank | 4 | $162K | $40K | 8.24% | 0.00% |
| 8 | Columbia Bank | 3 | $78K | $26K | 7.83% | 0.00% |
| 9 | Celtic Bank Corporation | 3 | $351K | $117K | 11.25% | — |
| 10 | U.S. Bank, National Association | 3 | $713K | $238K | 6.65% | 0.00% |
| 11 | HomeTrust Bank | 2 | $275K | $138K | 6.00% | 0.00% |
| 12 | Five Star Bank | 2 | $35K | $18K | 5.25% | 0.00% |
| 13 | Central Bank | 2 | $300K | $150K | 6.00% | 0.00% |
| 14 | Banco Popular de Puerto Rico | 2 | $53K | $26K | 14.50% | — |
| 15 | Ergo Bank | 2 | $475K | $238K | 4.75% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 111998. Charge-off rates are calculated on the FY2020–FY2023 cohort only.