Wheaton Bank & Trust Company, National Association
Headquartered in WHEATON, IL. Analysis based on 57 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $32.3M.
Total 7(a) loans
57
Total approved
$32.3M
Average loan
$567K
States funded in
3
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
29.73%
Average rate
7.46%
Average term
110 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 238990 | All Other Specialty Trade Contractors | 7 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 4 |
| 722410 | Drinking Places (Alcoholic Beverages) | 3 |
| 541990 | All Other Professional, Scientific, and Technical Services | 3 |
| 238330 | Flooring Contractors | 2 |
| 423840 | Industrial Supplies Merchant Wholesalers | 2 |
| 531210 | Offices of Real Estate Agents and Brokers | 2 |
| 484121 | General Freight Trucking, Long Distance, Truckload | 2 |
| 812112 | Beauty Salons | 2 |
| 812310 | Coin-Operated Laundries and Drycleaners | 2 |
Top 10 states
| State | Loans |
|---|---|
| IL | 54 |
| WI | 2 |
| IA | 1 |
Top franchise brands financed
8 franchise loans across 7 distinct brands.
| Franchise | Loans |
|---|---|
| Visiting Angels | 2 |
| Cinnaholic | 1 |
| Sylvan Learning Centers | 1 |
| Keyrenter Property Managment | 1 |
| My Eye Lab | 1 |
| Smash My Trash | 1 |
| Servpro | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.