Village Bank
Headquartered in SAINT FRANCIS, MN. Analysis based on 137 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $106.0M.
Total 7(a) loans
137
Total approved
$106.0M
Average loan
$774K
States funded in
3
Charge-off rate
4.07%
FY2020–FY2023 cohort
Paid-in-full rate
29.27%
Average rate
6.33%
Average term
140 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 12 |
| 238990 | All Other Specialty Trade Contractors | 6 |
| 332710 | Machine Shops | 5 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 5 |
| 812199 | Other Personal Care Services | 4 |
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 4 |
| 812310 | Coin-Operated Laundries and Drycleaners | 4 |
| 453998 | All Other Miscellaneous Store Retailers (except Tobacco Stores) | 3 |
| 238140 | Masonry Contractors | 3 |
| 561720 | Janitorial Services | 3 |
Top 10 states
| State | Loans |
|---|---|
| MN | 130 |
| WI | 6 |
| FL | 1 |
Top franchise brands financed
13 franchise loans across 8 distinct brands.
| Franchise | Loans |
|---|---|
| Chanticlear Pizza | 3 |
| Servpro | 3 |
| Beef 'O' Brady's | 2 |
| Miracle Method Surface Refinis | 1 |
| Clothes Mentor | 1 |
| NaturaLawn of America | 1 |
| MGM Wine & Spirits | 1 |
| Aurelio's Is Pizza | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.