U.S. Century Bank
Headquartered in DORAL, FL. Analysis based on 55 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $110.4M.
Total 7(a) loans
55
Total approved
$110.4M
Average loan
$2.0M
States funded in
2
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
33.33%
Average rate
8.06%
Average term
192 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 4 |
| 488190 | Other Support Activities for Air Transportation | 3 |
| 624410 | Child Day Care Services | 3 |
| 237130 | Power and Communication Line and Related Structures Construction | 2 |
| 621610 | Home Health Care Services | 2 |
| 424930 | Flower, Nursery Stock, and Florists' Supplies Merchant Wholesalers | 2 |
| 322299 | All Other Converted Paper Product Manufacturing | 2 |
| 325412 | Pharmaceutical Preparation Manufacturing | 2 |
| 423990 | Other Miscellaneous Durable Goods Merchant Wholesalers | 2 |
| 336413 | Other Aircraft Parts and Auxiliary Equipment Manufacturing | 2 |
Top 10 states
| State | Loans |
|---|---|
| FL | 54 |
| TN | 1 |
Top franchise brands financed
1 franchise loans across 1 distinct brands.
| Franchise | Loans |
|---|---|
| The Yard Milkshake Bar | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.