The Cape Cod Five Cents Savings Bank
Headquartered in HYANNIS, MA. Analysis based on 103 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $11.8M.
Total 7(a) loans
103
Total approved
$11.8M
Average loan
$115K
States funded in
2
Charge-off rate
1.92%
FY2020–FY2023 cohort
Paid-in-full rate
25.00%
Average rate
7.29%
Average term
89 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 14 |
| 561730 | Landscaping Services | 10 |
| 484110 | General Freight Trucking, Local | 7 |
| 236115 | New Single-Family Housing Construction (except Operative Builders) | 6 |
| 238990 | All Other Specialty Trade Contractors | 5 |
| 722513 | Limited-Service Restaurants | 4 |
| 238350 | Finish Carpentry Contractors | 4 |
| 812112 | Beauty Salons | 4 |
| 311811 | Retail Bakeries | 2 |
| 541199 | All Other Legal Services | 2 |
Top 10 states
| State | Loans |
|---|---|
| MA | 102 |
| RI | 1 |
Top franchise brands financed
1 franchise loans across 1 distinct brands.
| Franchise | Loans |
|---|---|
| Ben & Jerry's | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.