The Bank of Houston
Headquartered in HOUSTON, MO. Analysis based on 137 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $108.1M.
Total 7(a) loans
137
Total approved
$108.1M
Average loan
$789K
States funded in
20
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
31.00%
Average rate
8.30%
Average term
179 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 812199 | Other Personal Care Services | 14 |
| 447110 | Gasoline Stations with Convenience Stores | 10 |
| 722511 | Full-Service Restaurants | 9 |
| 445310 | Beer, Wine, and Liquor Stores | 7 |
| 713940 | Fitness and Recreational Sports Centers | 6 |
| 721110 | Hotels (except Casino Hotels) and Motels | 5 |
| 624410 | Child Day Care Services | 4 |
| 811111 | General Automotive Repair | 3 |
| 722513 | Limited-Service Restaurants | 3 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 3 |
Top 10 states
| State | Loans |
|---|---|
| MO | 82 |
| IL | 20 |
| GA | 5 |
| NC | 3 |
| TX | 3 |
| FL | 3 |
| TN | 3 |
| CA | 2 |
| AZ | 2 |
| MI | 2 |
Top franchise brands financed
64 franchise loans across 48 distinct brands.
| Franchise | Loans |
|---|---|
| Massage LuXe | 9 |
| Koala Insulation | 3 |
| LaVida Massage | 3 |
| Paris Baguette | 2 |
| American Freight | 2 |
| The UPS Store (f/k/a Mail Box | 2 |
| Stretch Lab | 2 |
| Project Lean Nation | 1 |
| Nautical Bowls | 1 |
| Crave Cookies | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.