The Bank of Commerce
Headquartered in Idaho Falls, ID. Analysis based on 84 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $19.8M.
Total 7(a) loans
84
Total approved
$19.8M
Average loan
$236K
States funded in
4
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
38.10%
Average rate
7.57%
Average term
99 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 484110 | General Freight Trucking, Local | 6 |
| 311340 | Nonchocolate Confectionery Manufacturing | 4 |
| 238990 | All Other Specialty Trade Contractors | 3 |
| 562998 | All Other Miscellaneous Waste Management Services | 3 |
| 812199 | Other Personal Care Services | 3 |
| 238320 | Painting and Wall Covering Contractors | 2 |
| 621610 | Home Health Care Services | 2 |
| 811411 | Home and Garden Equipment Repair and Maintenance | 2 |
| 325199 | All Other Basic Organic Chemical Manufacturing | 2 |
| 115310 | Support Activities for Forestry | 2 |
Top 10 states
| State | Loans |
|---|---|
| ID | 75 |
| UT | 7 |
| MT | 1 |
| AZ | 1 |
Top franchise brands financed
9 franchise loans across 8 distinct brands.
| Franchise | Loans |
|---|---|
| PLUNJ | 2 |
| Ace Hardware | 1 |
| Crumbl | 1 |
| Everbowl | 1 |
| Karie Anne's Frozen Desserts | 1 |
| CertaPro Painters | 1 |
| Great Clips | 1 |
| Stella's Ice Cream | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.