SouthWest Bank
Headquartered in ODESSA, TX. Analysis based on 65 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $34.4M.
Total 7(a) loans
65
Total approved
$34.4M
Average loan
$529K
States funded in
4
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
18.37%
Average rate
6.93%
Average term
146 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722513 | Limited-Service Restaurants | 6 |
| 722511 | Full-Service Restaurants | 5 |
| 423840 | Industrial Supplies Merchant Wholesalers | 3 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 3 |
| 213112 | Support Activities for Oil and Gas Operations | 3 |
| 624110 | Child and Youth Services | 3 |
| 812111 | Barber Shops | 3 |
| 812112 | Beauty Salons | 2 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 2 |
| 713940 | Fitness and Recreational Sports Centers | 2 |
Top 10 states
| State | Loans |
|---|---|
| TX | 58 |
| OK | 4 |
| AZ | 2 |
| NM | 1 |
Top franchise brands financed
22 franchise loans across 14 distinct brands.
| Franchise | Loans |
|---|---|
| Firehouse Subs | 5 |
| Walk-On's Bistreaux & Bar | 2 |
| Locker Room Haircuts | 2 |
| Vitality Bowls | 2 |
| HTeaO | 2 |
| Farmers Insurance Agent Appoin | 1 |
| Spitz - Home of the Doner Keba | 1 |
| Stride | 1 |
| Marble Slab Creamery | 1 |
| Poolwerx | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.