Shinhan Bank America
Headquartered in New York, NY. Analysis based on 102 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $105.8M.
Total 7(a) loans
102
Total approved
$105.8M
Average loan
$1.0M
States funded in
9
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
40.68%
Average rate
6.91%
Average term
195 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 32 |
| 722513 | Limited-Service Restaurants | 10 |
| 446120 | Cosmetics, Beauty Supplies, and Perfume Stores | 5 |
| 811192 | Car Washes | 5 |
| 621210 | Offices of Dentists | 4 |
| 624410 | Child Day Care Services | 4 |
| 812310 | Coin-Operated Laundries and Drycleaners | 4 |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 3 |
| 811111 | General Automotive Repair | 3 |
| 721110 | Hotels (except Casino Hotels) and Motels | 2 |
Top 10 states
| State | Loans |
|---|---|
| CA | 64 |
| TX | 13 |
| GA | 11 |
| NJ | 5 |
| NY | 4 |
| AR | 2 |
| AZ | 1 |
| CT | 1 |
| AL | 1 |
Top franchise brands financed
14 franchise loans across 10 distinct brands.
| Franchise | Loans |
|---|---|
| bb.q Chicken | 4 |
| WaBa Grill | 2 |
| Tous Les Jours | 1 |
| It's Boba Time | 1 |
| PostalAnnex+ (Retail Center) | 1 |
| Quality Inn by Choice Hotels / | 1 |
| Paris Baguette | 1 |
| Yogurtland | 1 |
| WNB FACTORY | 1 |
| Pure Barre | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.