Plumas Bank
Headquartered in QUINCY, CA. Analysis based on 429 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $334.4M.
Total 7(a) loans
429
Total approved
$334.4M
Average loan
$780K
States funded in
8
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
26.62%
Average rate
6.79%
Average term
164 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 54 |
| 722513 | Limited-Service Restaurants | 24 |
| 811111 | General Automotive Repair | 16 |
| 624410 | Child Day Care Services | 12 |
| 721110 | Hotels (except Casino Hotels) and Motels | 11 |
| 713940 | Fitness and Recreational Sports Centers | 9 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 8 |
| 541211 | Offices of Certified Public Accountants | 7 |
| 811192 | Car Washes | 7 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 7 |
Top 10 states
| State | Loans |
|---|---|
| CA | 380 |
| NV | 32 |
| OR | 7 |
| UT | 3 |
| AZ | 3 |
| CO | 2 |
| MD | 1 |
| WA | 1 |
Top franchise brands financed
48 franchise loans across 33 distinct brands.
| Franchise | Loans |
|---|---|
| SC Fuels - Southern Counties O | 5 |
| Dutch Bros. | 5 |
| Lumberjacks Restaurant | 2 |
| AM/PM Mini-Mart Agreement - AR | 2 |
| Papa Murphy's Take 'N' Bake Pi | 2 |
| Apricot Lane | 2 |
| Motel 6 | 2 |
| Buffalo Wild Wings | 2 |
| Crab Fever | 2 |
| Boyett Petroleum - Kwik Serve | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.