Pan American Bank & Trust
Headquartered in MELROSE PARK, IL. Analysis based on 54 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $41.0M.
Total 7(a) loans
54
Total approved
$41.0M
Average loan
$760K
States funded in
3
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
4.76%
Average rate
9.03%
Average term
170 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722513 | Limited-Service Restaurants | 9 |
| 812199 | Other Personal Care Services | 3 |
| 621210 | Offices of Dentists | 3 |
| 722511 | Full-Service Restaurants | 3 |
| 624410 | Child Day Care Services | 2 |
| 561431 | Private Mail Centers | 2 |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 2 |
| 812111 | Barber Shops | 2 |
| 541990 | All Other Professional, Scientific, and Technical Services | 2 |
| 238110 | Poured Concrete Foundation and Structure Contractors | 1 |
Top 10 states
| State | Loans |
|---|---|
| IL | 52 |
| WI | 1 |
| NC | 1 |
Top franchise brands financed
11 franchise loans across 5 distinct brands.
| Franchise | Loans |
|---|---|
| The UPS Store (f/k/a Mail Box | 4 |
| Popeyes Louisiana Kitchen | 3 |
| Massage Envy | 2 |
| Skinovatio Medical Spa | 1 |
| Brown's Chicken | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.