Mountain Pacific Bank
Headquartered in EVERETT, WA. Analysis based on 108 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $181.9M.
Total 7(a) loans
108
Total approved
$181.9M
Average loan
$1.7M
States funded in
6
Charge-off rate
1.52%
FY2020–FY2023 cohort
Paid-in-full rate
30.30%
Average rate
7.58%
Average term
222 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 447110 | Gasoline Stations with Convenience Stores | 14 |
| 721110 | Hotels (except Casino Hotels) and Motels | 12 |
| 722511 | Full-Service Restaurants | 6 |
| 722513 | Limited-Service Restaurants | 6 |
| 445120 | Convenience Stores | 4 |
| 623312 | Homes for the Elderly | 4 |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 3 |
| 114111 | Finfish Fishing | 2 |
| 722410 | Drinking Places (Alcoholic Beverages) | 2 |
| 623110 | Nursing Care Facilities | 2 |
Top 10 states
| State | Loans |
|---|---|
| WA | 83 |
| OR | 16 |
| AK | 5 |
| MT | 2 |
| CO | 1 |
| CA | 1 |
Top franchise brands financed
27 franchise loans across 23 distinct brands.
| Franchise | Loans |
|---|---|
| Motel 6 | 2 |
| Christensen Inc. dba Powell Pr | 2 |
| WSCO Petroleum Corp. - Branded | 2 |
| PacWest Energy (Shell) Retail | 2 |
| Jackson Food Stores, Inc. (Exx | 1 |
| World Fuel Services - Wholesal | 1 |
| Chevron - Retail Supply Contra | 1 |
| Sun Pacific Energy Inc - Shel | 1 |
| Powell Distributing Company - | 1 |
| Red Lion Hotels | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.