Montana Community Development Corp.
Montana Community Development Corp. is an SBA 7(a) lender that has approved 133 loans totaling $19.0M between FY2020 and Q1 FY2026 (2025-12-31), with a 3.33% charge-off rate on mature loans. Average loan size: $143K. Active in 6 states. Headquartered in Missoula, MT.
Total 7(a) loans
133
Total approved
$19.0M
Average loan
$143K
States funded in
6
Charge-off rate
3.33%
FY2020–FY2023 cohort
Paid-in-full rate
36.67%
Average rate
10.61%
Average term
101 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 11 |
| 722513 | Limited-Service Restaurants | 7 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 6 |
| 236118 | Residential Remodelers | 4 |
| 812112 | Beauty Salons | 4 |
| 236220 | Commercial and Institutional Building Construction | 4 |
| 812199 | Other Personal Care Services | 4 |
| 238210 | Electrical Contractors | 4 |
| 621310 | Offices of Chiropractors | 3 |
| 238110 | Poured Concrete Foundation and Structure Contractors | 3 |
Top 10 states
| State | Loans |
|---|---|
| ID | 64 |
| MT | 36 |
| UT | 21 |
| WA | 9 |
| WY | 2 |
| OR | 1 |
Top franchise brands financed
7 franchise loans across 6 distinct brands.
| Franchise | Loans |
|---|---|
| Wayback Burgers | 2 |
| College Hunks Hauling Junk | 1 |
| Garage Force / Garage Force In | 1 |
| FiiZ Drinks | 1 |
| Stretch Lab | 1 |
| Firehouse Subs | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.