Mid Penn Bank
Headquartered in Millersburg, PA. Analysis based on 140 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $78.5M.
Total 7(a) loans
140
Total approved
$78.5M
Average loan
$561K
States funded in
6
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
35.35%
Average rate
7.54%
Average term
158 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 19 |
| 561730 | Landscaping Services | 8 |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive a | 5 |
| 811111 | General Automotive Repair | 5 |
| 524210 | Insurance Agencies and Brokerages | 4 |
| 621610 | Home Health Care Services | 4 |
| 541940 | Veterinary Services | 4 |
| 722513 | Limited-Service Restaurants | 4 |
| 444220 | Nursery and Garden Centers | 4 |
| 562119 | Other Waste Collection | 3 |
Top 10 states
| State | Loans |
|---|---|
| PA | 124 |
| NJ | 9 |
| TX | 3 |
| GA | 2 |
| NY | 1 |
| MD | 1 |
Top franchise brands financed
8 franchise loans across 6 distinct brands.
| Franchise | Loans |
|---|---|
| Turning Point | 2 |
| Crumbl | 2 |
| Interim HealthCare | 1 |
| Smash My Trash | 1 |
| 911 Restoration | 1 |
| Color Me Mine | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.