Mega Bank
Headquartered in SAN GABRIEL, CA. Analysis based on 71 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $123.9M.
Total 7(a) loans
71
Total approved
$123.9M
Average loan
$1.7M
States funded in
2
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
39.22%
Average rate
7.51%
Average term
260 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 6 |
| 447110 | Gasoline Stations with Convenience Stores | 5 |
| 484110 | General Freight Trucking, Local | 3 |
| 722513 | Limited-Service Restaurants | 3 |
| 624120 | Services for the Elderly and Persons with Disabilities | 3 |
| 624410 | Child Day Care Services | 3 |
| 721110 | Hotels (except Casino Hotels) and Motels | 3 |
| 236220 | Commercial and Institutional Building Construction | 2 |
| 811192 | Car Washes | 2 |
| 722410 | Drinking Places (Alcoholic Beverages) | 2 |
Top 10 states
| State | Loans |
|---|---|
| CA | 70 |
| AZ | 1 |
Top franchise brands financed
10 franchise loans across 9 distinct brands.
| Franchise | Loans |
|---|---|
| Arco (BP) Contract Dealer Gaso | 2 |
| Super 8 by Wyndhan | 1 |
| Au Energy (Shell) Retail Sales | 1 |
| AM/PM Mini-Mart Agreement - AR | 1 |
| Tesoro Refining & Marketing Co | 1 |
| Circle K Convenience Store & M | 1 |
| Valley Pacific Petroleum Servi | 1 |
| WUSHILAND BOBA | 1 |
| Snap-On | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.