Main Street Launch
Headquartered in Oakland, CA. Analysis based on 105 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $26.2M.
Total 7(a) loans
105
Total approved
$26.2M
Average loan
$250K
States funded in
1
Charge-off rate
11.11%
FY2020–FY2023 cohort
Paid-in-full rate
24.44%
Average rate
10.30%
Average term
117 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 13 |
| 713940 | Fitness and Recreational Sports Centers | 7 |
| 722513 | Limited-Service Restaurants | 6 |
| 722410 | Drinking Places (Alcoholic Beverages) | 6 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 5 |
| 484121 | General Freight Trucking, Long Distance, Truckload | 4 |
| 624410 | Child Day Care Services | 3 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 2 |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 2 |
| 311351 | Chocolate and Confectionery Manufacturing from Cacao Beans | 2 |
Top 10 states
| State | Loans |
|---|---|
| CA | 105 |
Top franchise brands financed
5 franchise loans across 4 distinct brands.
| Franchise | Loans |
|---|---|
| The UPS Store (f/k/a Mail Box | 2 |
| World of Sourdough | 1 |
| Teriyaki Madness | 1 |
| Hammer & Nails | 1 |
Get matched with SBA lenders — free
Tell us a bit about your funding need and we'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
We never sell your data. You'll be connected only to lenders matching your criteria.
Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.