Leader Bank, National Association
Headquartered in ARLINGTON, MA. Analysis based on 268 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $139.3M.
Total 7(a) loans
268
Total approved
$139.3M
Average loan
$520K
States funded in
28
Charge-off rate
0.79%
FY2020–FY2023 cohort
Paid-in-full rate
31.50%
Average rate
8.45%
Average term
130 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 454310 | Fuel Dealers | 30 |
| 541110 | Offices of Lawyers | 14 |
| 722513 | Limited-Service Restaurants | 12 |
| 722511 | Full-Service Restaurants | 11 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 8 |
| 238990 | All Other Specialty Trade Contractors | 7 |
| 541990 | All Other Professional, Scientific, and Technical Services | 7 |
| 236115 | New Single-Family Housing Construction (except Operative Builders) | 6 |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 6 |
| 561730 | Landscaping Services | 5 |
Top 10 states
| State | Loans |
|---|---|
| MA | 179 |
| TX | 17 |
| NC | 10 |
| NH | 8 |
| FL | 8 |
| CA | 6 |
| AZ | 4 |
| WA | 4 |
| CT | 4 |
| SC | 3 |
Top franchise brands financed
28 franchise loans across 24 distinct brands.
| Franchise | Loans |
|---|---|
| Drybar | 2 |
| Subway | 2 |
| Soccer Shots | 2 |
| PostalAnnex+ (Retail Center) | 2 |
| The Little Gym | 1 |
| Enviro-Master Services | 1 |
| Home Instead/Home Instead Seni | 1 |
| The NOW Massage | 1 |
| Koala Insulation | 1 |
| Black Sheep Coffee | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.