Justine Petersen Housing & Reinvestment Corporation
Headquartered in St. Louis, MO. Analysis based on 62 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $7.2M.
Total 7(a) loans
62
Total approved
$7.2M
Average loan
$115K
States funded in
3
Charge-off rate
7.02%
FY2020–FY2023 cohort
Paid-in-full rate
28.07%
Average rate
9.87%
Average term
110 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722513 | Limited-Service Restaurants | 5 |
| 484110 | General Freight Trucking, Local | 4 |
| 722511 | Full-Service Restaurants | 4 |
| 812112 | Beauty Salons | 3 |
| 311812 | Commercial Bakeries | 2 |
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 2 |
| 812199 | Other Personal Care Services | 2 |
| 621310 | Offices of Chiropractors | 2 |
| 315240 | Women’s, Girls’, and Infants’ Cut and Sew Apparel Manufacturing | 1 |
| 238140 | Masonry Contractors | 1 |
Top 10 states
| State | Loans |
|---|---|
| MO | 49 |
| IL | 9 |
| KS | 4 |
Top franchise brands financed
2 franchise loans across 2 distinct brands.
| Franchise | Loans |
|---|---|
| Imo's Pizza | 1 |
| Izsam | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.