Hills Bank and Trust Company
Headquartered in HILLS, IA. Analysis based on 55 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $11.7M.
Total 7(a) loans
55
Total approved
$11.7M
Average loan
$213K
States funded in
1
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
35.48%
Average rate
6.35%
Average term
78 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 238910 | Site Preparation Contractors | 5 |
| 115210 | Support Activities for Animal Production | 3 |
| 238340 | Tile and Terrazzo Contractors | 3 |
| 238330 | Flooring Contractors | 3 |
| 311512 | Creamery Butter Manufacturing | 3 |
| 562111 | Solid Waste Collection | 3 |
| 722511 | Full-Service Restaurants | 3 |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 2 |
| 925120 | Administration of Urban Planning and Community and Rural Development | 2 |
| 621310 | Offices of Chiropractors | 2 |
Top 10 states
| State | Loans |
|---|---|
| IA | 55 |
Top franchise brands financed
1 franchise loans across 1 distinct brands.
| Franchise | Loans |
|---|---|
| Woodcraft | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.