Hanmi Bank
Headquartered in LOS ANGELES, CA. Analysis based on 1,166 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $1.07B.
Risk ranking: Among 65 lenders with 500+ mature SBA 7(a) loans (FY2020–FY2023),
Hanmi Bank ranks #30 by charge-off rate (1.06%).
Total 7(a) loans
1,166
Total approved
$1.07B
Average loan
$921K
States funded in
27
Charge-off rate
1.06%
FY2020–FY2023 cohort
Paid-in-full rate
27.13%
Average rate
7.57%
Average term
181 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 189 |
| 445310 | Beer, Wine, and Liquor Stores | 174 |
| 722513 | Limited-Service Restaurants | 112 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 43 |
| 721110 | Hotels (except Casino Hotels) and Motels | 39 |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 34 |
| 812310 | Coin-Operated Laundries and Drycleaners | 30 |
| 445120 | Convenience Stores | 25 |
| 447110 | Gasoline Stations with Convenience Stores | 24 |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 23 |
Top 10 states
| State | Loans |
|---|---|
| CA | 311 |
| CO | 282 |
| WA | 139 |
| TX | 88 |
| MD | 69 |
| GA | 63 |
| NY | 53 |
| VA | 53 |
| DC | 30 |
| NJ | 21 |
Top franchise brands financed
87 franchise loans across 48 distinct brands.
| Franchise | Loans |
|---|---|
| It's Boba Time | 10 |
| Tous Les Jours | 7 |
| Wilson Oil, Inc. Contract of S | 5 |
| Rodeway Inn by Choice Hotels/R | 3 |
| bb.q Chicken | 3 |
| The UPS Store (f/k/a Mail Box | 3 |
| Super 8 by Wyndhan | 3 |
| Travelodge by Wyndham | 2 |
| Paris Baguette | 2 |
| American Deli | 2 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.