Grow America Fund, Incorporated
Headquartered in NEW YORK, NY. Analysis based on 143 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $76.5M.
Total 7(a) loans
143
Total approved
$76.5M
Average loan
$535K
States funded in
16
Charge-off rate
1.03%
FY2020–FY2023 cohort
Paid-in-full rate
18.56%
Average rate
7.88%
Average term
163 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 16 |
| 722513 | Limited-Service Restaurants | 6 |
| 423450 | Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesal | 3 |
| 445299 | All Other Specialty Food Stores | 3 |
| 812112 | Beauty Salons | 3 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 3 |
| 238990 | All Other Specialty Trade Contractors | 3 |
| 236118 | Residential Remodelers | 2 |
| 315990 | Apparel Accessories and Other Apparel Manufacturing | 2 |
| 624410 | Child Day Care Services | 2 |
Top 10 states
| State | Loans |
|---|---|
| CA | 33 |
| NY | 31 |
| DE | 21 |
| OH | 20 |
| WA | 12 |
| FL | 11 |
| HI | 4 |
| TX | 3 |
| NC | 1 |
| SC | 1 |
Top franchise brands financed
7 franchise loans across 7 distinct brands.
| Franchise | Loans |
|---|---|
| F45 Training | 1 |
| 2nd Family | 1 |
| Hot Head Burritos | 1 |
| FYZICAL | 1 |
| Tropical Smoothie Cafe | 1 |
| Golden Krust Caribbean Bakery | 1 |
| Signarama | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.