Genisys CU
Headquartered in AUBURN HILLS, MI. Analysis based on 63 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $120.0M.
Total 7(a) loans
63
Total approved
$120.0M
Average loan
$1.9M
States funded in
17
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
30.91%
Average rate
7.63%
Average term
190 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 621111 | Offices of Physicians (except Mental Health Specialists) | 7 |
| 722511 | Full-Service Restaurants | 6 |
| 623312 | Homes for the Elderly | 5 |
| 811192 | Car Washes | 4 |
| 713990 | All Other Amusement and Recreation Industries | 3 |
| 325411 | Medicinal and Botanical Manufacturing | 3 |
| 721110 | Hotels (except Casino Hotels) and Motels | 3 |
| 722513 | Limited-Service Restaurants | 2 |
| 722310 | Food Service Contractors | 2 |
| 541990 | All Other Professional, Scientific, and Technical Services | 2 |
Top 10 states
| State | Loans |
|---|---|
| MI | 22 |
| TX | 7 |
| CA | 6 |
| AZ | 5 |
| NV | 4 |
| VA | 4 |
| MO | 3 |
| NY | 2 |
| MD | 2 |
| IL | 1 |
Top franchise brands financed
8 franchise loans across 7 distinct brands.
| Franchise | Loans |
|---|---|
| IHOP | 2 |
| PetCo Master Veterinary Care A | 1 |
| Mathnasium Learning Centers | 1 |
| High Pointe Oil Company, Inc ( | 1 |
| Golden Corral | 1 |
| Hilton Garden Inn | 1 |
| USA Insulation | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.