Franklin Savings Bank
Headquartered in FARMINGTON, ME. Analysis based on 56 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $9.7M.
Total 7(a) loans
56
Total approved
$9.7M
Average loan
$174K
States funded in
3
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
44.68%
Average rate
5.92%
Average term
114 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 114112 | Shellfish Fishing | 14 |
| 484110 | General Freight Trucking, Local | 5 |
| 721110 | Hotels (except Casino Hotels) and Motels | 3 |
| 445120 | Convenience Stores | 2 |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 2 |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 2 |
| 624410 | Child Day Care Services | 2 |
| 113110 | Timber Tract Operations | 2 |
| 113310 | Logging | 2 |
| 237310 | Highway, Street, and Bridge Construction | 1 |
Top 10 states
| State | Loans |
|---|---|
| ME | 54 |
| FL | 1 |
| NH | 1 |
Top franchise brands financed
1 franchise loans across 1 distinct brands.
| Franchise | Loans |
|---|---|
| Kampgrounds of America | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.