SBA LenderData

Fortifi Bank

Headquartered in BERLIN, WI. Analysis based on 71 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $24.3M.

Total 7(a) loans
71
Total approved
$24.3M
Average loan
$342K
States funded in
1
Charge-off rate
1.72%
FY2020–FY2023 cohort
Paid-in-full rate
27.59%
Average rate
7.01%
Average term
129 mo

Top 10 industries financed

NAICS Industry Loans
441120 Used Car Dealers 4
722513 Limited-Service Restaurants 3
525120 Health and Welfare Funds 3
332710 Machine Shops 3
722410 Drinking Places (Alcoholic Beverages) 3
722515 Snack and Nonalcoholic Beverage Bars 2
722511 Full-Service Restaurants 2
722330 Mobile Food Services 2
238310 Drywall and Insulation Contractors 2
238160 Roofing Contractors 2

Top 10 states

State Loans
WI 71

Top franchise brands financed

5 franchise loans across 5 distinct brands.

Franchise Loans
The UPS Store  (f/k/a Mail Box 1
Oasis Senior Advisors 1
Stretch Zone 1
Super 8 by Wyndhan 1
Ace Hardware 1

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Data source & methodology

All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.