Fortifi Bank
Fortifi Bank is an SBA 7(a) lender that has approved 71 loans totaling $24.3M between FY2020 and Q1 FY2026 (2025-12-31), with a 1.72% charge-off rate on mature loans. Average loan size: $342K. Active in 1 states. Headquartered in BERLIN, WI.
Total 7(a) loans
71
Total approved
$24.3M
Average loan
$342K
States funded in
1
Charge-off rate
1.72%
FY2020–FY2023 cohort
Paid-in-full rate
27.59%
Average rate
7.01%
Average term
129 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 441120 | Used Car Dealers | 4 |
| 722513 | Limited-Service Restaurants | 3 |
| 525120 | Health and Welfare Funds | 3 |
| 332710 | Machine Shops | 3 |
| 722410 | Drinking Places (Alcoholic Beverages) | 3 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 2 |
| 722511 | Full-Service Restaurants | 2 |
| 722330 | Mobile Food Services | 2 |
| 238310 | Drywall and Insulation Contractors | 2 |
| 238160 | Roofing Contractors | 2 |
Top 10 states
| State | Loans |
|---|---|
| WI | 71 |
Top franchise brands financed
5 franchise loans across 5 distinct brands.
| Franchise | Loans |
|---|---|
| The UPS Store (f/k/a Mail Box | 1 |
| Oasis Senior Advisors | 1 |
| Stretch Zone | 1 |
| Super 8 by Wyndhan | 1 |
| Ace Hardware | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.