First General Bank
First General Bank is an SBA 7(a) lender that has approved 64 loans totaling $134.8M between FY2020 and Q1 FY2026 (2025-12-31), with a 0.00% charge-off rate on mature loans. Average loan size: $2.1M. Active in 5 states. Headquartered in ROWLAND HEIGHTS, CA.
Total 7(a) loans
64
Total approved
$134.8M
Average loan
$2.1M
States funded in
5
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
44.07%
Average rate
5.89%
Average term
256 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 20 |
| 423120 | Motor Vehicle Supplies and New Parts Merchant Wholesalers | 4 |
| 621610 | Home Health Care Services | 3 |
| 238290 | Other Building Equipment Contractors | 2 |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 2 |
| 425120 | Wholesale Trade Agents and Brokers | 2 |
| 326111 | Unsupported Plastics Bag Manufacturing | 2 |
| 424120 | Stationery and Office Supplies Merchant Wholesalers | 2 |
| 722513 | Limited-Service Restaurants | 2 |
| 423110 | Automobile and Other Motor Vehicle Merchant Wholesalers | 1 |
Top 10 states
| State | Loans |
|---|---|
| CA | 59 |
| WA | 2 |
| NV | 1 |
| NM | 1 |
| GA | 1 |
Top franchise brands financed
18 franchise loans across 7 distinct brands.
| Franchise | Loans |
|---|---|
| Motel 6 | 8 |
| Best Western - Membership Agre | 3 |
| Quality Inn by Choice Hotels / | 2 |
| Comfort Inn by Choice Hotels/C | 2 |
| La Quinta by Wyndham a.k.a. La | 1 |
| El Pollo Loco | 1 |
| Americas Best Value Inn | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.