First Bank of Central Ohio
Headquartered in WORTHINGTON, OH. Analysis based on 92 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $135.5M.
Total 7(a) loans
92
Total approved
$135.5M
Average loan
$1.5M
States funded in
27
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
33.33%
Average rate
10.55%
Average term
131 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 524210 | Insurance Agencies and Brokerages | 8 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 4 |
| 492110 | Couriers | 4 |
| 621210 | Offices of Dentists | 4 |
| 236220 | Commercial and Institutional Building Construction | 3 |
| 236115 | New Single-Family Housing Construction (except Operative Builders) | 3 |
| 611430 | Professional and Management Development Training | 3 |
| 812210 | Funeral Homes and Funeral Services | 3 |
| 562910 | Remediation Services | 3 |
| 541810 | Advertising Agencies | 2 |
Top 10 states
| State | Loans |
|---|---|
| CA | 17 |
| CO | 9 |
| FL | 7 |
| IN | 7 |
| OH | 7 |
| TX | 5 |
| NC | 4 |
| MA | 3 |
| OR | 3 |
| WI | 3 |
Top franchise brands financed
1 franchise loans across 1 distinct brands.
| Franchise | Loans |
|---|---|
| Farmers Insurance Agent Appoin | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.