Community Bank of Pickens County
Headquartered in JASPER, GA. Analysis based on 79 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $105.9M.
Total 7(a) loans
79
Total approved
$105.9M
Average loan
$1.3M
States funded in
3
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
36.36%
Average rate
7.18%
Average term
211 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 312120 | Breweries | 8 |
| 811192 | Car Washes | 5 |
| 722511 | Full-Service Restaurants | 5 |
| 713940 | Fitness and Recreational Sports Centers | 4 |
| 722513 | Limited-Service Restaurants | 4 |
| 531130 | Lessors of Miniwarehouses and Self-Storage Units | 3 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 3 |
| 562211 | Hazardous Waste Treatment and Disposal | 3 |
| 623312 | Homes for the Elderly | 2 |
| 337127 | Institutional Furniture Manufacturing | 2 |
Top 10 states
| State | Loans |
|---|---|
| GA | 74 |
| NC | 3 |
| TN | 2 |
Top franchise brands financed
5 franchise loans across 5 distinct brands.
| Franchise | Loans |
|---|---|
| Workout Anytime | 1 |
| Bodyplex, Inc. - License Agree | 1 |
| Comfort Inn by Choice Hotels/C | 1 |
| Smoothie King | 1 |
| Valvoline - Express Care Sales | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.