Blue Ridge Bank National Association
Blue Ridge Bank National Association is an SBA 7(a) lender that has approved 106 loans totaling $111.5M between FY2020 and Q1 FY2026 (2025-12-31), with a 2.06% charge-off rate on mature loans. Average loan size: $1.1M. Active in 22 states. Headquartered in Martinsville, VA.
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 7 |
| 541611 | Administrative Management and General Management Consulting Services | 6 |
| 713940 | Fitness and Recreational Sports Centers | 5 |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 4 |
| 312120 | Breweries | 4 |
| 713990 | All Other Amusement and Recreation Industries | 4 |
| 238990 | All Other Specialty Trade Contractors | 3 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 3 |
| 812910 | Pet Care (except Veterinary) Services | 3 |
| 624410 | Child Day Care Services | 3 |
Top 10 states
| State | Loans |
|---|---|
| VA | 29 |
| NC | 13 |
| CA | 11 |
| GA | 8 |
| CO | 7 |
| FL | 7 |
| PA | 4 |
| NE | 3 |
| AK | 3 |
| SC | 3 |
Top franchise brands financed
19 franchise loans across 14 distinct brands.
| Franchise | Loans |
|---|---|
| Mayweather Boxing & Fitness | 3 |
| Blaze Pizza | 2 |
| SunPower | 2 |
| The Dog Stop | 2 |
| Kawasaki - Dealer Term Sales a | 1 |
| Baskin-Robbins | 1 |
| Max's of Manila | 1 |
| Philly Pretzel Factory | 1 |
| Wingate by Wyndham | 1 |
| Hibachi Grill & Noodle Bar | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.