Blue Ridge Bank National Association
Headquartered in Martinsville, VA. Analysis based on 106 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $111.5M.
Total 7(a) loans
106
Total approved
$111.5M
Average loan
$1.1M
States funded in
22
Charge-off rate
2.06%
FY2020–FY2023 cohort
Paid-in-full rate
18.56%
Average rate
7.40%
Average term
162 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 7 |
| 541611 | Administrative Management and General Management Consulting Services | 6 |
| 713940 | Fitness and Recreational Sports Centers | 5 |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 4 |
| 312120 | Breweries | 4 |
| 713990 | All Other Amusement and Recreation Industries | 4 |
| 238990 | All Other Specialty Trade Contractors | 3 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 3 |
| 812910 | Pet Care (except Veterinary) Services | 3 |
| 624410 | Child Day Care Services | 3 |
Top 10 states
| State | Loans |
|---|---|
| VA | 29 |
| NC | 13 |
| CA | 11 |
| GA | 8 |
| CO | 7 |
| FL | 7 |
| PA | 4 |
| NE | 3 |
| AK | 3 |
| SC | 3 |
Top franchise brands financed
19 franchise loans across 14 distinct brands.
| Franchise | Loans |
|---|---|
| Mayweather Boxing & Fitness | 3 |
| Blaze Pizza | 2 |
| SunPower | 2 |
| The Dog Stop | 2 |
| Kawasaki - Dealer Term Sales a | 1 |
| Baskin-Robbins | 1 |
| Max's of Manila | 1 |
| Philly Pretzel Factory | 1 |
| Wingate by Wyndham | 1 |
| Hibachi Grill & Noodle Bar | 1 |
Get matched with SBA lenders — free
Tell us a bit about your funding need and we'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
We never sell your data. You'll be connected only to lenders matching your criteria.
Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.