Bank OZK
Headquartered in LITTLE ROCK, AR. Analysis based on 259 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $121.6M.
Total 7(a) loans
259
Total approved
$121.6M
Average loan
$470K
States funded in
9
Charge-off rate
0.56%
FY2020–FY2023 cohort
Paid-in-full rate
27.68%
Average rate
7.52%
Average term
139 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 21 |
| 722513 | Limited-Service Restaurants | 11 |
| 621310 | Offices of Chiropractors | 9 |
| 722330 | Mobile Food Services | 6 |
| 112310 | Chicken Egg Production | 5 |
| 811111 | General Automotive Repair | 5 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 5 |
| 561730 | Landscaping Services | 5 |
| 541110 | Offices of Lawyers | 5 |
| 112320 | Broilers and Other Meat Type | 4 |
Top 10 states
| State | Loans |
|---|---|
| GA | 71 |
| FL | 55 |
| AR | 52 |
| TX | 41 |
| NC | 32 |
| AL | 3 |
| SC | 3 |
| CA | 1 |
| TN | 1 |
Top franchise brands financed
33 franchise loans across 26 distinct brands.
| Franchise | Loans |
|---|---|
| DQ Grill & Chill Operating Agr | 3 |
| Buff City Soap | 3 |
| The UPS Store (f/k/a Mail Box | 2 |
| 810 Billiards & Bowling | 2 |
| Hotworx | 2 |
| AAMCO Transmissions | 1 |
| GrassRoots | 1 |
| Dairy Queen Operating Agreemen | 1 |
| Winters Oil Partners (Valero) | 1 |
| El Chico Cafe | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.