SBA LenderData

Arrow Bank National Association

Headquartered in GLENS FALLS, NY. Analysis based on 120 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $13.2M.

Total 7(a) loans
120
Total approved
$13.2M
Average loan
$110K
States funded in
2
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
20.55%
Average rate
7.63%
Average term
105 mo

Top 10 industries financed

NAICS Industry Loans
238210 Electrical Contractors 8
561730 Landscaping Services 6
238330 Flooring Contractors 5
236115 New Single-Family Housing Construction (except Operative Builders) 5
541211 Offices of Certified Public Accountants 4
621210 Offices of Dentists 3
484110 General Freight Trucking, Local 3
561710 Exterminating and Pest Control Services 3
238220 Plumbing, Heating, and Air-Conditioning Contractors 3
238110 Poured Concrete Foundation and Structure Contractors 3

Top 10 states

State Loans
NY 119
VT 1

Top franchise brands financed

2 franchise loans across 2 distinct brands.

Franchise Loans
Anytime Fitness 1
Domino's 1

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Data source & methodology

All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.